Maybe it's like the 7 stages of death thing, anger, denial, etc...up to ...Acceptance.
we get mad we can't play because we are withdrawing and have to wait. grrr.
We start to deny it's a bad idea to reverse.
okay, I forget all the stages and am tired and don't want to look it up right now. But probably bargaining is one.
We bargain with ourselves. Okay, if I reverse it, I will absolutely save half of it for a definite withdrawal. Well, maybe I'll just go until i'm down to the mimimum for w/d. Okay, I'll just spend a little more I know I can win.
By the time we are down to zero, nothing left to do but ACCEPT our idiotic selves for the suckers we were. Then later we accept some other things about ourselves as well, and the casinos, and the facts of gambling and life. Hopefully we wait an appropriate amount of time to mourn the loss of our happy happy feeling about the money that was going to be on the way. We probably could have used it to pay something and now have to scramble as usual. Back in the same boat, rowing down the same river, dreaming our impossible dreams.